Finance

Finance


Using Finance to purchase your vehicle offers you flexibility and affordability along with keeping your cash in the bank! Our in-house finance specialists work with multiple finance lenders to get you the best possible package to suit you.

HIRE PURCHASE

Spread the cost of your entire purchase over a fixed term – you choose your deposit and the length of the agreement and you own the vehicle at he end of it.

PERSONAL CONTRACT PURCHASE (PCP)

A Guaranteed Future Value is agreed at the start of your contract, this is based on your annual mileage and also the length of the agreement. At the end of the contract you have 3 options.

  1. Hand the car back (provided it is in good condition and within the agreed mileage),
  2. Part exchange the vehicle against your new one and use any positive equity as a deposit towards it.
  3. Pay or refinance the balance of the Guaranteed future value and keep the car

Benefits of this type of agreement is that the monthly payments are lower and protection from unexpected depreciation over the length of your contract.

Hire Purchase
(HP)

Personal Contract Hire
(PCP)

Loan Payment Protection
(LPP)